Settlement Cost Tips

Think about settlement fees before you submit your purchase offer.

• Remember many fees and charges are negotiable.
• Use the Settlement Costs Worksheet and compare costs by shopping among several lenders and brokers.

This information has been prepared to help you make the important decisions involved in buying and financing your home. However it should not be viewed as a replacement for professional advice. Talk with attorneys, mortgage lenders, real estate agents, and other advisers for information about lending practices, mortgage instruments, and your own interests before you commit to a specific loan.